section.hero {
    padding-top: 4.5rem;
    padding-bottom: 3rem;
    text-align: center;
}

.hero__eyebrow {
    display: inline-block;
    margin: 0 auto 1rem;
    padding: 0.35rem 0.85rem;
    border-radius: var(--radius-pill);
    background: rgba(37, 99, 235, 0.08);
    color: var(--clr-primary);
    font-size: 0.8125rem;
    font-weight: 600;
    letter-spacing: 0.02em;
}

.hero__title {
    font-size: clamp(2.25rem, 5vw, 3.35rem);
    font-weight: 700;
    letter-spacing: -0.035em;
    margin-bottom: 1.25rem;
    max-width: none;
}

.hero__title-accent {
    background: linear-gradient(120deg, #2563eb 0%, #6366f1 30%, #0db1a3 80%);
    -webkit-background-clip: text;
    background-clip: text;
    color: transparent;
}

.hero__lead {
    margin: 0 auto 2rem;
    max-width: 34rem;
    font-size: 1.125rem;
    color: var(--clr-text-muted);
}

.hero__actions {
    display: flex;
    flex-wrap: wrap;
    gap: 0.75rem;
    justify-content: center;
}

/* —— Section intro —— */
.section-intro {
    text-align: center;
    margin-bottom: 2.5rem;
}

.section-intro h2 {
    font-size: clamp(1.65rem, 3vw, 2rem);
    margin-bottom: 0.75rem;
}

.section-intro p {
    margin: 0 auto;
    color: var(--clr-text-muted);
    font-size: 1.05rem;
}

/* —— Buckets —— */
.buckets {
    padding-top: 2rem;
}

.buckets__grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 1rem;
}

@media (min-width: 640px) {
    .buckets__grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (min-width: 960px) {
    .buckets__grid {
        grid-template-columns: repeat(4, 1fr);
        gap: 1.1rem;
    }
}

.bucket-card {
    background: var(--clr-card-bg);
    backdrop-filter: blur(8px);
    border: 1px solid var(--clr-card-border);
    border-radius: var(--radius-md);
    padding: 1.5rem 1.35rem 1.6rem;
    box-shadow: 0 1px 2px var(--clr-shadow-soft);
    transition: transform 0.2s var(--ease), box-shadow 0.2s var(--ease);
}

.bucket-card:hover {
    transform: translateY(-3px);
    box-shadow: 0 12px 28px var(--clr-shadow);
}

.bucket-card__icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 2.75rem;
    height: 2.75rem;
    border-radius: 0.85rem;
    margin-bottom: 1.1rem;
}

.bucket-card h3 {
    font-size: 1.05rem;
    margin-bottom: 0.45rem;
}

.bucket-card p {
    font-size: 0.9375rem;
    color: var(--clr-text-muted);
    line-height: 1.55;
}

.bucket-card--fixed .bucket-card__icon {
    background: var(--clr-bucket-fixed-bg);
    color: var(--clr-bucket-fixed);
}

.bucket-card--investing .bucket-card__icon {
    background: var(--clr-bucket-investing-bg);
    color: var(--clr-bucket-investing);
}

.bucket-card--saving .bucket-card__icon {
    background: var(--clr-bucket-saving-bg);
    color: var(--clr-bucket-saving);
}

.bucket-card--free .bucket-card__icon {
    background: var(--clr-bucket-free-bg);
    color: var(--clr-bucket-free);
}

/* —— How it works —— */
.how {
    padding-top: 2.5rem;
}

.how__steps {
    list-style: none;
    display: grid;
    gap: 1rem;
}

@media (min-width: 768px) {
    .how__steps {
        grid-template-columns: repeat(3, 1fr);
        gap: 1.25rem;
    }
}

.how__step {
    display: flex;
    flex-direction: column;
    gap: 1rem;
    padding: 1.5rem;
    border-radius: var(--radius-md);
    background: var(--clr-card-bg);
    border: 1px solid var(--clr-card-border);
    box-shadow: 0 1px 2px var(--clr-shadow-soft);
}

.how__num {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 2rem;
    height: 2rem;
    border-radius: var(--radius-pill);
    background: var(--clr-text-heading);
    color: #fff;
    font-size: 0.875rem;
    font-weight: 650;
}

.how__step h3 {
    font-size: 1.05rem;
    margin-bottom: 0.4rem;
}

.how__step p {
    font-size: 0.9375rem;
    color: var(--clr-text-muted);
}

/* —— Pillars —— */
.pillars {
    padding-top: 1rem;
    padding-bottom: 1rem;
}

.pillars__inner {
    display: grid;
    gap: 1.5rem;
    padding: 2rem 1.5rem;
    border-radius: var(--radius-md);
    background: rgba(15, 20, 25, 0.03);
    border: 1px solid var(--clr-card-border);
}

@media (min-width: 768px) {
    .pillars__inner {
        grid-template-columns: repeat(3, 1fr);
        gap: 2rem;
        padding: 2.25rem 2rem;
    }
}

.pillar h3 {
    font-size: 1rem;
    margin-bottom: 0.4rem;
}

.pillar p {
    font-size: 0.9375rem;
    color: var(--clr-text-muted);
}

/* —— CTA —— */
.cta {
    padding-top: 2rem;
    padding-bottom: 3rem;
}

.cta__card {
    text-align: center;
    padding: 3rem 1.5rem;
    border-radius: calc(var(--radius-md) + 0.25rem);
    background: linear-gradient(145deg, #0f172a 0%, #1e3a5f 55%, #134e4a 100%);
    color: rgba(255, 255, 255, 0.85);
    box-shadow: 0 20px 40px rgba(15, 23, 42, 0.18);
}

.cta__card h2 {
    color: #fff;
    font-size: clamp(1.5rem, 3vw, 1.85rem);
    margin-bottom: 0.75rem;
}

.cta__card p {
    margin: 0 auto 1.75rem;
    max-width: 28rem;
    color: rgba(255, 255, 255, 0.72);
}

.cta__card .btn--primary {
    background: #fff;
    color: var(--clr-text-heading);
    box-shadow: none;
}

.cta__card .btn--primary:hover {
    background: #f1f5f9;
    color: var(--clr-text-heading);
}