Fixed Costs
Rent, utilities, insurance—the bills that show up whether you’re watching or not.
Coming soon...
Willo Money is high-level budgeting that actually sticks. Link your accounts, and every transaction lands in Fixed Costs, Investing, Saving, or Free Spending—so you get clarity, not a spreadsheet.
No fifty categories. No chasing every coffee. Just the shape of your money—easy to understand, easy to act on.
Rent, utilities, insurance—the bills that show up whether you’re watching or not.
Brokerage transfers, retirement contributions—money working for your future self.
Emergency fund, big goals, rainy days—cash you set aside on purpose.
Dining out, hobbies, weekend plans—what’s left after the essentials and goals.
Three steps. Then you stop managing categories and start seeing the picture.
Securely connect banks and cards through Plaid. Your credentials never touch our servers.
Transactions land in the four buckets automatically. You only confirm the rare unknowns.
Know where your money goes at a glance—not every penny, just the patterns that matter.
Built for people who want control without becoming a full-time bookkeeper.
Your financial data stays yours. Bank-grade linking, no noise, no data games.
Four buckets force honest tradeoffs—spend free money freely, fund the rest first.
Stop counting pennies. Start seeing Fixed Costs, Investing, Saving, and Free Spending clearly.
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